How to Find Best Realtor to Get the Best Deal? | Bohol Chamber of ...

Because field of Real-estate is growing like a rocket, there are so many realtors signing up for the business. Are you looking to acquire new house or property? Or are you looking to promote your house or property? Signing a realtor is an useful one option. Some people perceives that, why real estate agent? There is some factors favors realtor strongly. Particularly, realtor will help you to buy or sell property rapidly. I don?t go into deep on this subject. It is out of context here.

I would like to discuss that which will be the factors should issue while signing the agent? You should find finest realtor among the bunch of realtors in lubbock.
First an example may be, back ground of the agent. How much experience he/she features? From how long he/she is within this business? More knowledge means more reputation. More experienced realtor can help make best deal; no matter you are buying or selling.
Where did they are doing their marketing and advertising? After all marketing is the heart of any company. Where they promote like TV, stereo, magazine, news document and other publications etc. It helps to do rapid deal. Ask them about how much success they were given from the advertisement. Make them explain the whole process of promoting and how much individuals will see it.

Another query you should ask is actually, how much time will you take normally? Is it gratifying your demand?
What number of percentage he/she will take while commission? This is very big issue. I think percentage depends how hurry you have. Because if you want to promote or purchase quickly, you have to pay more money. Therefore make deal in accordance with your requirement together with best realtor.

Every country or condition or region has association of real estate professionals. They stay in touch with one another. That is good for the customers can use. For example, Pikes peak relationship of realtors, the actual association of realtors in Colorado Condition of USA. This association connects Colorado Springs Realtors with all the customers. You should find out that the realtor you?re signing is person in the association similar to this or not.
Another aspect is area. Look into the portfolio of real estate agent. The realtor, who?s done many bargains in your area, is good for an individual. The realtor, who may have more reputation and more experience, but he/she employed in other area, is not considerably effective.

Now I would like to end my debate with two essential points. The first one is, for how much time you must make the deal? A number of realtors put the home in their listing and make there for one calendar year almost, because they have not much reputation as well as didn?t do correct advertising. Is it appropriate? No, not at all. Help make deals for three to be able to four months. There are many realtors in the market. It doesn?t make sense which signing on real estate agent for long time. The opposite can give you best deal, if you give them chance. Listing a property for one yr, also bring the particular reputation of property straight down. It is avoidable to be able to lock with one particular realtor for one 12 months.

The second one is, contact the old customers in the realtor. This is the easy get the complete picture regarding realtor. Take the report on his/her old customers using their contact number. Contact these and ask about the knowledge of the realtor. They?re going to tell you the exact situation. If they haven?big t great experience, avoid him/her. There are lots of realtors in the business. Go for other a single. Make sure that the customers you happen to be talking with you must be of your area or nearby it. The customers of other area have excellent experience, but might be possibility that clients of your area won?t satisfied.

At the end, summary is, find the best real estate professional to get the best deal. That is the best realtor? Now you must the answer of this issue. You can find it from the bunch. Test him/her with all the question I have described and make decision. The search of good agent becomes very difficult, because there are so many people coming into e-commerce regularly. There are so many people the Colorado Spgs Real Estate, who has followed this as a side business. So locate best Colorado Comes Realtor is easy for you.

For more information about lubbock realtors please visit the website.

Posted on September 26th, 2012 by DanielleDDangelo and filed under News And Updates | Comments Off

Source: http://www.boholchamber.org/2012-how-to-find-best-realtor-to-get-the-best-deal.html

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Turner Construction Company to Build Military Care Facility

Turner Construction Company recently broke ground on the new National Intrepid Center of Excellence (NICoE) Satellite Center in Fort Belvoir, Virginia.

Washington, DC (PRWEB) September 26, 2012

Turner Construction Company recently broke ground on the new National Intrepid Center of Excellence (NICoE) Satellite Center in Fort Belvoir, Virginia.

As part of a national campaign to construct up to nine identical facilities on major military bases across the United States, NICoE will be used to treat military service members with traumatic brain injuries and psychological health conditions. These satellite facilities will extend the care of the main NICoE facility at Walter Reed National Military Medical Center in Bethesda, MD, a state of the art healing facility completed by Turner in June 2010.

?We all owe a great debt of gratitude to the leaders of the Intrepid Fallen Heroes Fund and the American people who so generously have donated funds to construct these facilities that are so needed by our service members,? said Chris Jahrling, Vice President and General Manager of Turner?s Federal Services Group. ?We are immensely proud of the similar NICoE facility we constructed at Bethesda Naval Center and are excited to build another NICoE facility here at Fort Belvoir to better serve our wounded servicemen and servicewomen.?

The new $11 million facility will include areas for psychiatric testing, chiropractic space, acupuncture, testing rooms, exam facilities, physical therapy areas, a sleep lab and multiple family areas for visiting and delivery of information. All nine facilities will be located on major bases to prevent separating our affected service members from their units, families, and other support groups while they undergo diagnostics and treatment.

?Traumatic Brain Injury and Post Traumatic Stress are invisible wounds that many of our men and women in uniform are suffering from as they return from service in Iraq and Afghanistan,? said Arnold Fisher, Honorary Chairman of the Intrepid Fallen Heroes Fund. ?It is our duty as Americans to care for these men and women who have worn the cloth of our nation in battle and sacrificed a piece of themselves for our freedom. We need to make every resource and method of treatment available to them to accelerate their recovery. These NICoE centers will accomplish this goal.?

About Turner Contruction Company

Turner is the leading general builder in the U.S., ranking first or second in the major segments of the building construction field. During 2011 Turner completed $8.2 billion of construction. With 5,000 employees and over 1,500 projects Turner is the only builder offering clients a nationwide network of offices across the U.S. Founded in 1902, the firm is a subsidiary of HOCHTIEF. For more information, visit Turner's website at http://www.turnerconstruction.com.

Kali Bowers
Turner Construction Company,Mid-Atlantic
2028982526
Email Information

Source: http://news.yahoo.com/turner-construction-company-build-military-care-facility-072535122.html

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Otis Opens LEED? Gold Standard Plant in Chongqing, China

FARMINGTON, Conn., Sept.?26, 2012 /PRNewswire/ -- On September 21,?Otis Elevator Company, a unit of United Technologies Corp. (NYSE: UTX), announced the opening of a new LEED Gold?standard plant in Chongqing, a major city located in southwest China. The new facility, which has the capacity to manufacture over 15,000 elevator units annually, strengthens Otis' extensive investment throughout China, a market that now accounts for half of all global elevator sales. As the second factory opening for Xizi Otis, one of four brands under Otis China, this investment will extend its growing national network and further enhance customer support.

(Photo:?http://photos.prnewswire.com/prnh/20120926/NE77993)

The factory employs highly efficient production processes, reducing energy usage and advancing environmental sustainability. Under the factory's LEED standards, 90 percent of the waste generated during the construction phase of the factory was recycled and carbon emissions were significantly reduced through a rigorous monitoring system and adoption of environmentally sensitive materials.

"We are pleased to be opening this, our newest factory in China, here in Chongqing. China's continued potential for urbanization and infrastructure development present great opportunities for the global elevator and escalator industry. As the industry leader, today's event and our investment in this factory, signify our commitment to providing safe, green, and reliable products and services to our customers in China and Asia for many years to come," said Pedro Baranda, Otis President.

This latest factory opening in China demonstrates Otis' customer focused manufacturing strategy to go where the market is and a pattern of continued growth and capital investments in key markets around the globe. Otis plans to open three additional factories in Florence, South Carolina, Bangalore, India, and Sao Paolo, Brazil in 2013. These new factories will enable Otis to establish a stronger presence in local markets to better serve their customers.

The facility in Chongqing also reinforces Otis' The Way to Green??program, a major global environmental commitment launched in February 2011 that spans all aspects of its business, ranging from manufacturing processes to company-wide operations.

About Otis Elevator Company

Otis Elevator Company is the world's largest manufacturer and maintainer of people-moving products including elevators, escalators and moving walkways. With headquarters in Farmington, Connecticut, Otis employs 60,000 people globally, offers products and services in more than 200 countries and territories and maintains over 1.7 million elevators and escalators worldwide. United Technologies Corp., based in Hartford, Connecticut, is a diversified company providing high technology products and services to the building and aerospace industries.

Contact:
Michele Batty ? Director, Worldwide Communications
Otis Elevator Company
+1 860-676-5987
Michele.batty@otis.com

SOURCE Otis Elevator Company

Source: http://www.businessrevieweurope.eu/press_releases/otis-opens-leed-gold-standard-plant-in-chongqing-china

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UN: Agency didn't violate North Korea sanctions

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Source: http://news.yahoo.com/un-agency-didnt-violate-north-korea-sanctions-160901698--finance.html

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Which Emmys comedy skit stole the show?

ABC

Walt and Jesse take a trip to the fishin' hole in "The Breaking Bad Show."

By Ree Hines, TODAY contributor

In between the big zingers from host Jimmy Kimmel and all those gold-dipped statuettes finding their new owners, the 2012 Primetime Emmy Awards featured several skits worth their weight in comedy gold.

The first big laugh-getter of the night was the opening extravaganza, of course. In it, television's leading ladies -- including Zooey Deshanel, Kathy Bates, Christina Hendricks and Mindy Kaling -- gathered in the ladies' room and found themselves face-to-Botoxed-face with Kimmel. Actually they came face-to-face with a naked Lena Dunham first, but soon it was Kimmel's cosmetically over-tweaked mug they saw.

Bates offered to "punch (his offending face) back in" for him, and she and the other ladies proceeded to beat the Botox right out of him just in time for Kimmel to take the stage.

The next skit that had the audience rolling was a look at how "Breaking Bad" might have looked before the days of cable TV. In "The Breaking Bad Show" (a Walt-White-infused sendup of "The Andy Griffith" show), Walt and his main man, Jesse, (played by the real duo of Bryan Cranston and Aaron Paul) whistled their way to the old fishin' hole -- where they met Deputy Barney Fife and promptly blew him away.

Another gem of the night was a behind-the-scenes look at "Modern Family," wherein the stars of the sitcom tried to show off their warm on-set vibe. Too bad that pesky (and completely adorable) Aubrey Anderson-Emmons messed it all up. In the bit, Emmons proved her role as sweet little Lily really was all an act as she sabotaged her co-stars at every turn. After she removed the steps from more than one trailer, star Ed O'Neill decided it might just be best to recast the Lily role (again). Enter a pigtailed Ken Jeong for the part.

The last big skit was a brief one from the folks of "The Big Bang Theory." Penny, Leonard and Sheldon gathered together in front of the boob tube for some Emmy night fun. Of course, Sheldon's idea of fun didn't exactly mesh with that of the typical Emmy viewer. "In my experience, when that many popular people get together in one place, the next thing that happens is the quarterback and prom king are holding my head in the toilet," he complained. So why watch? Leonard solved the riddle. "He just watches it to see the accountants." Yeah, CPAs all the way.

Which Emmy night comedy send-up stole show? Take our poll below and then share your thoughts on our Facebook page.

Source: http://theclicker.today.com/_news/2012/09/23/14054209-emmys-funniest-skits-which-comedy-bit-stole-the-show?lite

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Retirement savings, paying off toxic debt should be priorities

Dear Liz: I have read tons of books on finance and debt repayment, but I'm having trouble deciding what to do next. My husband and I are 52. He receives a monthly disability income, and I work two days a week. We still have about $105,000 left before our mortgage is paid off. We also owe about $7,000 in credit card debt and $5,500 in overdraft charges.

Should I concentrate solely on paying off debt, including the mortgage? Should we modestly renovate our 20-year-old home because after six kids, it is in need of a little TLC? We could downsize, but I'm somewhat emotionally attached to this house, and downsizing would still mean renovating to get the house in shape to sell. At the same time, we'd like to start a small business in our town. It wouldn't be a huge investment of money, but it's an outlay nonetheless. I don't really want to wait five or 10 years to have to do this because it would mean income for one of our children who needs it and sometimes has to rely on us financially. How should I focus?

Answer: You didn't say a word about retirement savings, but that should be a priority for most people.

If you don't make a lot of money, Social Security is designed to replace 40% to 50% of your earnings. (The more you make, the less Social Security will replace, on the assumption that you've had more opportunity to save.) But most people, of any income level, would have trouble adjusting to living solely on their Social Security checks.

You can estimate your future benefit checks by using the Social Security Administration's calculator at http://www.ssa.gov/estimator. Your results will be based on your actual earnings. Then you can use the AARP calculator (in the "work and retirement" section of the website) to figure out how much you need to save to have a comfortable retirement. You may not be able to reach that goal, but you should at least try to put aside something to improve your future life.

You don't need to be in a rush to pay off your mortgage, but you should target that credit card debt and that shocking amount of overdraft charges. You also should know that renovations rarely pay for themselves when you're ready to sell a home. At best, you typically get back 80 cents for every dollar you spend. A better approach is to make some cosmetic fixes that don't cost a lot, such as new paint, clean windows and freshened-up landscaping.

As for opening a store, understand that small businesses can take a while to get off the ground. If you don't have adequate savings or access to a line of credit, the business could fail and take your investment with it. The Small Business Administration at http://www.sba.gov has resources and Small Business Development Centers to help you understand what lies ahead. Do your research before you begin, and consider holding off at least until your toxic debts are repaid.

Finally, you didn't explain why your child needs your money. If he or she is still a minor, that's one thing. If he or she is an adult and not disabled in some way, however, then the parental dole needs to stop. It doesn't sound like you and your husband are adequately providing for your futures. Your kids need to know they have to provide for their own.

Internet bank saving accounts

Dear Liz: You've written about how helpful it can be to have "savings buckets" or separate savings accounts earmarked for different goals such as vacations, property tax payments and so on. I have been trying to do this myself, but every bank I find charges so much in fees that it would cost more money than I would save. Either that, or they tie the savings accounts to a "free" checking account that has a high minimum balance. Can you please pass along any information about free savings accounts that have no minimum balance? I cannot use Internet banks because I cannot deposit cash when I have $5 or $10 in my pocket that I would take to the bank.

Answer: Actually, you can. Internet banks can be linked to your checking account at a brick-and-mortar bank. You can take your money to the bank, then transfer it to one of your savings accounts at the Internet bank. Unlike traditional banks, Internet banks such as ING Direct, Ally and FNBO don't have balance minimums or monthly fees. You can set up several savings accounts without paying extra fees.

You still need a low-cost checking account, of course. You should be able to find one at a local credit union.

Questions may be sent to 3940 Laurel Canyon, No. 238, Studio City, CA 91604 or by using the "Contact" form at asklizweston.com. Distributed by No More Red Inc.

Source: http://feeds.latimes.com/~r/latimes/business/~3/ArFlhrDXkCU/la-fi-montalk-20120923,0,5624388.column

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Verizon has no plans to re-lock iPhone 5's GSM and 3G sides

When we learned that Verizon wouldn't lock the GSM-related components of the iPhone 5, we were waiting for a "gotcha" moment. Surely the carrier would clamp down and steer us back towards its more expensive roaming plans, right? Not according to Verizon spokeswoman Brenda Raney: she says there's no plans to lock Apple's handset at a later point. In other words, you should be free to use a Verizon-locked iPhone 5 on any compatible GSM and HSPA+ networks for as long as you'd like, including with AT&T and Canadian carriers. Of course, this still brings the caveats of having to both buy a Verizon model, either at full price or with a contract attached, and track down a nano-SIM for the carrier of choice. It could nonetheless settle the question of what carrier to pick if you regularly need a passport when you travel -- especially knowing that neither AT&T nor Sprint will be quite so open-minded.

Filed under: Cellphones, Mobile

Verizon has no plans to re-lock iPhone 5's GSM and 3G sides originally appeared on Engadget on Mon, 24 Sep 2012 14:58:00 EDT. Please see our terms for use of feeds.

Permalink   |  AP  | Email this | Comments

Source: http://www.engadget.com/2012/09/24/verizon-has-no-plans-to-re-lock-iphone-5-gsm-and-3g-sides/

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A Bootlegged Google Maps App is Coming Soon to iOS 6 [Video]

Really it was only a matter of time, but this was still surprisingly fast. What you see above is the iOS 5.1 version of Google Maps running—albeit a little jankily—in iOS 6. The porting was done by one Ryan Petrich, who says the port is working pretty well, but isn't quite ready for release to the public yet. Yet. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/Aj36DSF3ciY/a-bootlegged-google-maps-app-is-coming-soon-to-ios-6

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Illinois Adds 9,600 Jobs in August - Back-to-School Drives Gains; Manufacturing Leads Year

Sorry, Readability was unable to parse this page for content.

Source: http://www.illinois.gov/PressReleases/ShowPressRelease.cfm?SubjectID=2&RecNum=10570

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Paul Ryan to seniors: Medicare 'going bankrupt,' competition is answer

At an AARP conference Friday, GOP vice presidential nominee Paul Ryan spoke of financial peril ahead for Medicare and contrasted his party's "competition"-based plan to fix it with Obama's plan under the health-care reform law.

By Mark Trumbull,?Staff writer / September 21, 2012

Republican vice presidential candidate, Rep. Paul Ryan, R-Wis., appears at the AARP convention in Friday.

Bill Haber/AP

Enlarge

Republican vice presidential nominee Paul Ryan spoke bluntly about Medicare and Social Security Friday, sketching Republican reform ideas and arguing that President Obama, not the GOP, is putting those programs at financial risk.

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Often accused by political foes of scheming to "gut Medicare," Mr. Ryan sought to turn that image around.

Speaking at the AARP's "Life @ 50+" conference in New Orleans, he pledged that a Romney-Ryan White House would make no changes to Medicare for Americans now at or near retirement age.

Using terminology that critics say is exaggerated, Ryan said Medicare is "going bankrupt." He accused Mr. Obama of offering no plan for how to cope with projected financial shortfalls, other than calling on unelected bureaucrats to impose cost cuts. Ryan was referring to the Independent Payment Advisory Board, set up in the president's 2010 health-care reform law, the Affordable Care Act (ACA).

"We propose putting 50 million seniors ... in charge of their own health-care decisions," Ryan said in his speech.

Giving seniors a choice of insurance plans, including traditional Medicare, would encourage competition and help hold down the medical inflation rate, he argued.

Ryan's remarks elicited an animated blend of boos and some cheers, sounds that sometimes competed as the congressman from Wisconsin spoke on, unfazed.

Obama addressed the same crowd Friday via satellite. He said the Romney-Ryan approach would undermine a program millions of Americans hold in high regard. "The problem is that insurance companies, once they?re getting vouchers, they?re really good at recruiting the healthier, younger Medicare recipients," Obama argued. "The entire infrastructure of traditional Medicare ends up collapsing, which means that all seniors at some point end up being at the mercy of the insurance companies."

Their dueling visions set the parameters of a battle that will continue between now and Election Day.

The Republican ticket argues that the way to save Medicare is to introduce more competition, and that Obama's path puts the program on a course toward weakness and insolvency. "Time and again, ... he's put his own job security over your retirement security," Ryan said.

The president, in his most recent weekly address to the nation, said he proposes "reforms that will save Medicare money by getting rid of wasteful spending in the health-care system and reining in insurance companies ? reforms that won?t touch your guaranteed Medicare benefits."

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/IPrlphESeu0/Paul-Ryan-to-seniors-Medicare-going-bankrupt-competition-is-answer

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Why Is Your Small Business Losing the Social Media Race? | Social ...

You have one of the best products on the small business market, your customer service is second to none, and your return on investment (ROI) is at or better than where you want it. So, what could possibly be missing from your business plan?

As more and more small businesses look to make their mark in a tough economy, imagine where some of them could be if they even dabbled in social media just a bit. Yes, they could be blowing the competition out of the water.

For too many small business owners, one of the keys they are lacking to an even more successful company is a social media presence. Oftentimes, you will hear a CEO/business owner claim that they have trouble getting a true read on their ROI when it comes to social media, so they choose not to invest the time and effort to begin with. Quite frankly, big mistake.

Don't Miss Out on Opportunities

Whether it is having trouble reading the ROI or having business owners/CEO?s who are from the ?old school? long before social media became in vogue, there are missed opportunities out there.

How can you as a small business owner cash in on all social media has to offer?

Among the three steps you need to take immediately:

1. Deal in reality - Are you that small business owner or CEO who thinks that social media is just visiting for a short time, with no long-term plans on sticking around? If that?s the case, you could very likely be in for a big surprise. While nothing is certain in this world except for death and taxes, most ?experts? in the social media arena do not expect it to go anywhere anytime soon. You may feel that business is going great, you don?t need social media to boost operations, and you don?t have the time for SM. If you answer yes to the first thought, great. If you answer yes to thoughts two and three, bad. Social media will help you improve your customer outreach, allow you to be seen as an authority in your respective industry, and engage with current and potential customers. Lastly, you should MAKE time for social media. Given it does not cost you like traditional advertising does to promote your business, promoting your company via social media is essentially a form of free advertising. At the end of the day, why wouldn?t you take advantage of this? For whatever reason, there are still many businesses that do just that;

2. Focus, focus, focus - If you decide to give social media a try, you need a game plan just like you would with any other project you undertake. The initial thought may be to put your company on Facebook, Twitter, Google+ and more. See any problem with such a strategy? Some may say the more the merrier, but in fact, you should start out focused on one site at a time. Let?s say you decide to promote your company with a Facebook fan page. Put your time and effort into Facebook for a few months and see how you do. At the end of say three months, see how many friends (customers) you have, likes, what kind of traffic you are getting, how much engagement you are getting, and so on. If the numbers are encouraging, move on next to Twitter and follow the same plan. While you certainly can do more than one site at a time, having too many oars in the water could put you at a disadvantage. Social media audiences are not built up overnight, so take the time to do it right the first time around;

3. Promote and engage your business via social media - Have you run into the business man or woman that is somewhat involved in social media, yet they do not really take the time to promote their business on SM? You?d be surprised that there are more folks out there like this than you may have thought existed. Social media can be a major positive for your business, but it takes time and effort on your part or those working for you. Whether you, someone in your company, or an outside firm does your social media, it needs to be promoted. In order to promote it, put your social media feeds on your business cards, on flyers, on any print or radio/television ads you do. If you have just started a Facebook fan page for your business, make sure you monitor it regularly, engaging both current and potential customers. By doing so, you can stand out as an authority in your niche, be seen as a go-to business when consumers have questions, and improve your search engine rank. If you are engaged and constantly updating your social media presence, search engines are more apt to have you higher on their lists, meaning more people doing a Google search of your company name will land on your site.

If your company does not currently have a social media presence, there is still time to get your game in gear.

If the competition already has a lead on you in the social media race, are you going to just let them coast to victory or will you chase them down?

Connect:

Authored by:

Dave Thomas

About the author: With 23 years of experience as a writer, Dave Thomas covers a wide array of topics in the office from buying the right used cubicles to marketing your small business.

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Source: http://socialmediatoday.com/thomasd/816726/why-your-small-business-losing-social-media-race

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Misinformation: Psychological Science shows why it sticks and how to fix it

Thursday, September 20, 2012

Childhood vaccines do not cause autism. Barack Obama was born in the United States. Global warming is confirmed by science. And yet, many people believe claims to the contrary.

Why does that kind of misinformation stick? A new report published in Psychological Science in the Public Interest, a journal of the Association for Psychological Science, explores this phenomenon. Psychological scientist Stephan Lewandowsky of the University of Western Australia and colleagues highlight the cognitive factors that make certain pieces of misinformation so "sticky" and identify some techniques that may be effective in debunking or counteracting erroneous beliefs.

The main reason that misinformation is sticky, according to the researchers, is that rejecting information actually requires cognitive effort. Weighing the plausibility and the source of a message is cognitively more difficult than simply accepting that the message is true ? it requires additional motivational and cognitive resources. If the topic isn't very important to you or you have other things on your mind, misinformation is more likely to take hold.

And when we do take the time to thoughtfully evaluate incoming information, there are only a few features that we are likely to pay attention to: Does the information fit with other things I believe in? Does it make a coherent story with what I already know? Does it come from a credible source? Do others believe it?

Misinformation is especially sticky when it conforms to our preexisting political, religious, or social point of view. Because of this, ideology and personal worldviews can be especially difficult obstacles to overcome.

Even worse, efforts to retract misinformation often backfire, paradoxically amplifying the effect of the erroneous belief.

"This persistence of misinformation has fairly alarming implications in a democracy because people may base decisions on information that, at some level, they know to be false," says Lewandowsky.

"At an individual level, misinformation about health issues?for example, unwarranted fears regarding vaccinations or unwarranted trust in alternative medicine?can do a lot of damage. At a societal level, persistent misinformation about political issues (e.g., Obama's health care reform) can create considerable harm. On a global scale, misinformation about climate change is currently delaying mitigative action."

Though misinformation may be difficult to correct, all is not lost. According to Lewandowsky, "psychological science has the potential to counteract all those harms by educating people and communicators about the power of misinformation and how to meet it."

In their report, Lewandowsky and colleagues offer some strategies for setting the record straight.

• Provide people with a narrative that replaces the gap left by false information
• Focus on the facts you want to highlight, rather than the myths
• Make sure that the information you want people to take away is simple and brief
• Consider your audience and the beliefs they are likely to hold
• Strengthen your message through repetition

Research has shown that attempts at "debiasing" can be effective in the real world when based on these evidence-based strategies.

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Association for Psychological Science: http://www.psychologicalscience.org

Thanks to Association for Psychological Science for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 47 time(s).

Source: http://www.labspaces.net/123676/Misinformation__Psychological_Science_shows_why_it_sticks_and_how_to_fix_it

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BBA International Business School of Pune | empregologico.com

What is the role of educational institutions and their contribution to the industry?

Educational institutions are the Temples of Knowledge, where the future work force of our nation is educated and groomed to become professionals needed by the industry. Basic education of 10+2 years is the time of a student?s life when one studyies the core subjects. However, education with the first professional touch, begins only with undergraduate education programs. At this phase of our lives, we take decisions on the field of study which will help us to build a solid career in our future.

Undergraduate degree offer programs offered with a professional approach, allow one to focus on the chosen field of studies. Thus, the quality of education provided at this point of time must be of superior quality, as the knowledge gained here decides our future both in the field of education and profession. With innumerable institutions across the country, we have no dearth of finding an institution offering the subject of our choice. However, to find an institution with quality education which is in line with the requirement of the industry becomes a major issue. With the BBA offering international business schools, we may find some relief on this issue as they try to create a world class educational environment for the youth of today, to improve their professional abilities.

Bachelor of Business Administration (BBA) is one of the popular undergraduate degree program offered by most of the institutes. Under this program, the curriculum is carefully designed to cover all aspects of business. From the launching of products and setting up of business to marketing and marketing strategies, these programs cover every important aspect of the field of business. The popularity of these programs have shown that getting into the world of business with prior knowledge is a better option, than jumping into it with the hope of learning the ropes of business with experience. Under these circumstances, one moves towards realizing their passion for the world of business and work towards gaining knowledge, skills that are needed to work in the corporate world.

The Bachelor of Business Administration programs are of three years duration that spans over six semesters. Some of the institutions offer specialization either in Finance, Human Resource Management or Marketing in the undergraduate program. This is one of the greatest advantages for students as focus is on a particular field of studies. It gives them a better opportunity to gain knowledge and skills in the chosen subject. Having basic knowledge about a particular field makes it easy to pursue postgraduate degree in the same subject, else to move towards working in the corporate sector.

Subjects usually covered are Principles of Marketing, Finance, Management, Operations Management, Business Communication Skills, Accounting, Business Economics, Mathematics, Statistics, Personality Development, Business Laws and Taxation, IT in Management, Entrepreneur Development and many other. Along with that students have to take up four specialization subjects.

Along with focusing on academics, the business schools encourage students to have a dynamic development along with the right attitude and a sense of responsibility.

Source: http://empregologico.com/bba-international-business-school-of-pune.html

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MADIGAN FILES LAWSUITS IN SWEEP OF FRAUDULENT HOME ...

Chicago, IL ? September 21, 2012 ? (RealEstateRama) ? Attorney General Lisa Madigan today announced she has filed five lawsuits in a sweep of fraudulent home repair businesses that cheated homeowners in Chicago and Central Illinois out of more than $365,000.

Madigan said the companies operated home repair scams, soliciting homeowners for repair work and requiring large, upfront payments to begin the work. But the lawsuits allege the contractors failed to do much work ? if any at all ? beyond cashing homeowners? deposits. Madigan said in some cases, these con artists operated as ?storm chasers,? swooping into communities after severe storms to take advantage of people scrambling to repair damage to their homes.

?In all of these cases, there were red-flag warnings that the contractors were up to no good,? Madigan said. ?Any time a repair company solicits door to door or uses high-pressure tactics to sign up customers, it?s a signal that something is wrong. I urge homeowners to use extreme caution when hiring contractors. Do your homework and ask plenty of questions before signing anything.?

Madigan filed lawsuits against the following defendants:

• National Restoration of Illinois and President John Curtis, a Lake in the Hills-based company for allegedly operating as an unlicensed insurance adjuster, negotiating weather-related damages with a homeowner?s insurance company. Homeowners were defrauded of their insurance checks intended for repair work that the company never completed.
• Gulli Construction and owner Dominic Gulli, based in Chicago, for allegedly soliciting homeowners door to door for roofing and other repair work though the defendant is not licensed. Madigan said Gulli disappeared for weeks after contracting work with homeowners.
• North Point Exteriors Inc. and owner Lateef Farooqui, based in Barrington, for allegedly offering unlicensed insurance adjusting services after storms in Chicago area communities. Madigan said these scammers operated as ?storm chasers,? soliciting vulnerable consumers door to door who never saw repairs completed.
• Tropical Home Improvement Inc. and President Herberth Pulgarin, based in Addison, for allegedly aggressively pursuing consumers for payment after performing no work and for offering unlicensed public adjusting services.
• Randy Oaks & Sons Asphalt Paving and Seal Coating, Randy Oaks Sr. and Randy Oaks Jr., based in Urbana, for allegedly soliciting older citizens door to door for asphalt work. After consumers paid the contractors for the work, the defendants demanded additional payments of thousands of dollars more under the threat of verbal and physical intimidation in order to complete the contracted work.

Madigan?s lawsuits ask the court to permanently ban the defendants from working in the home repair trade in Illinois, cancel any pending contracts with homeowners and obtain restitution for affected consumers. The lawsuits also seek to impose on the defendants an array of civil penalties for the allegations laid out in each of the complaints.

Madigan offered the following tips to help protect families and businesses from being duped by dishonest contractors:

• Be wary of contractors who go door to door to offer repair services. Home repair con artists are often transients who move quickly into a troubled area. Ask for recommendations from people you know and trust and, whenever possible, use established local contractors.
• Insurance adjusters must be licensed by the Illinois Department of Insurance, and roofers must be licensed by the Illinois Department of Financial and Professional Regulation. Ask to see required state or local permits or licenses.
• Call the Attorney General?s Consumer Fraud Hotline to determine if consumer complaints have been filed against a particular business.
• Even if there is a need to act quickly, shop around for the best deal. Get written estimates from multiple contractors and don?t be rushed into a deal.
• Get all the terms of a contract in writing and obtain a copy of the signed contract. Never make full payment until all the work has been completed to your satisfaction and never pay in cash.

Madigan also reminded consumers that the Illinois Home Repair and Remodeling Act requires contractors to furnish customers with written contracts for any repair or remodeling work costing more than $1,000. A contract must be signed by both the customer and the contractor. The law also requires contractors to carry at least minimum amounts of insurance for property damage, bodily injury and improper home repair. Contractors also must provide consumers with an informational pamphlet entitled ?Home Repair: Know Your Consumer Rights.?

Madigan urged homeowners to contact her Consumer Fraud Hotline, (800) 386-5438, to report being victimized by a home repair scheme or to learn tips for finding a reputable contractor.

Assistant Attorneys General Shannon DeLaMar, Junko Minami, Janice Parker and Eric Sirota are handling the cases for Madigan?s Consumer Fraud Bureau.

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Source: http://illinois.realestaterama.com/2012/09/21/madigan-files-lawsuits-in-sweep-of-fraudulent-home-repair-companies-ID0549.html

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iPhone operating system hacked by researchers

1 hr.

Ben Weitzenkorn , SecurityNewsDaily

The iPhone 4S,?and probably the iPhone 5 as well, are vulnerable to attacks from malicious Web pages that can steal the user's pictures, contact information and browsing history and send it all to a remote server.

Wednesday,?at the Mobile Pwn2Own contest at the EUSecWest conference in Amsterdam, a pair of Dutch security researchers successfully exploited a completely patched iPhone 4S.

The duo, Daan Keuper and Joost Pol from The Hague-based computer security company Certified Secure, said their proof-of-concept hack works on both iOS 5.1.1 and the version of iOS 6 that was given to developers several months ago, and made available?to users Wednesday.

Keuper and Pol said iPads are also vulnerable to this attack. While the two haven't had a chance to test an iPhone 5 running the final build of iOS 6, it is likely also at risk, they told Computerworld.

The malicious code ? technically, a drive-by download ? took only a few weeks to create and can be embedded anywhere on a website to work, Pol said.

When placed in a graphic or advertisement on a blog visited by Mobile Safari, the code figures out a workaround for Safari's sandboxing and signing mechanisms.

Users don't need to do anything but visit the booby-trapped page for the malware to work. While the attack is able to steal a lot of sensitive data, email and SMS messages are separately encrypted and are not vulnerable to this particular attack.

Keuper and Pol wouldn't reveal exactly how their attack works, but told ZDNet that it involved a zero-day exploit, one that's not yet known to most security specialists.

They also told ZDNet that they wouldn't do it again.

"We shredded it from our machine," Pol said. "The story ends here. ... It's time to look for a new challenge."

Despite this chink in the iPhone's armor, Pol said he still thinks the iPhone is more secure than any other mobile device.

He said that BlackBerry and Android devices, which that run the same WebKit rendering in their browsers as iOS's Safari, could also be open to this exploit, but haven?t been tested. Pol hopes Apple fixes the exploit soon and that users download the patch as soon as possible.

Last year, security researcher Charlie Miller snuck a malicious proof-of-concept app into Apple's iTunes App Store that could also steal data from iPhones.

For their successful hack of Mobile Safari, Pol and Keuper together took home $30,000.

Copyright 2012 SecurityNewsDaily, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.nbcnews.com/technology/technolog/iphone-operating-system-hacked-researchers-1B6016930

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Israel, Syria trade accusations at U.N. nuclear meeting

VIENNA (Reuters) - Syria, itself suspected of illicit nuclear activity, accused the West at a major U.N. meeting on Wednesday of double standards in implicitly condoning an Israeli atomic arsenal and warned of a nuclear arms race in the Middle East.

Israel hit back at the annual assembly of the International Atomic Energy Agency (IAEA) by saying Syria and its ally Iran were "known for their clandestine pursuit of nuclear weapons and other weapons of mass destruction."

The Jewish state also made clear its view that the volatile region was not yet ready for creating a zone free of such weaponry, which Arab states have been pushing for.

"Such a process can only be launched when peaceful relations exist for a reasonable period of time in the region," Israeli atomic energy commission head Shaul Chorev said. "Regrettably, the realities in the Middle East are far from being conducive."

The United States said last week Syria was using the "brutal repression" of its people waging an uprising as an excuse not to address international concerns about its past nuclear work.

U.N. inspectors have long sought access to a site in Syria's desert Deir al-Zor region that U.S. intelligence reports say was a nascent, North Korean-designed reactor designed to produce plutonium for nuclear weapons before Israel bombed it in 2007.

The IAEA has also been requesting information about three other sites that may have been linked to Deir al-Zor, which Syria says was a conventional military site.

Syrian Ambassador Bassam Al-Sabbagh, in a rare public comment on the issue, insisted that his country was ready to cooperate with the U.N. agency and he sought to turn the tables on Damascus's accusers by hitting out at Israel.

Israel is believed to have the Middle East's only nuclear arsenal, although it refuses to disclose any capability. Like its ally the United States, the Jewish state sees Iran's nuclear program as the most urgent nuclear proliferation threat.

"HOSTILE MIDDLE EAST"

Clearly referring to Washington and its allies, Al-Sabbagh told the IAEA's General Conference in Vienna:

"The fact that some influential states ... condone Israel's possession of nuclear capabilities and its failure to subject them to any international control exposes clearly the extent of double standards used by those states."

He said that this "poses a threat to the region's security and stability and may even spark a nuclear arms race there" and that Israel was the main obstacle to ridding the region of atomic weaponry.

Israel has said it would sign the nuclear Non-Proliferation Treaty (NPT) and renounce nuclear weapons only as part of a broader Middle East peace deal with Arab states and Iran that guaranteed its security.

Chorev, the Israeli delegate, said the concept of a region free of weapons of mass destruction "is certainly much less applicable to the current volatile and hostile" Middle East and would require a significant transformation in the region.

Iran says its nuclear program is peaceful, denying Western and Israeli suspicions that it wants to develop an atom bomb capability. Syria also denies any such ambitions.

IAEA chief Yukiya Amano said this year that Syria had asked for understanding of its "delicate situation" in response to requests for Syrian cooperation with his inspectors.

President Bashar al-Assad is fighting an 18-month-old revolt in which more than 27,000 people have been killed.

Chorev said the situation in Syria was a reminder of the need to secure nuclear materials and added that the whereabouts of atomic fuel intended for the destroyed Deir al-Zor reactor was an "enigma".

(Editing by Rosalind Russell)

Source: http://news.yahoo.com/syria-accuses-west-nuclear-double-standards-over-israel-153139654.html

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iOS 6 adoption shoots to 15% in just 24 hours

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Looks like Ryan's lying about his "6 percent body fat" too (Americablog)

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Melting Arctic snow threatens to leave seals out in the cold

Ringed seals are currently under consideration for threatened species listing.

By Live Science Staff / September 18, 2012

A ringed seal peaks out from its snow cave.

Brendan Kelly, NSF

Enlarge

Arctic-dwelling ringed seals build snow caves on top of sea ice so they can shield their pups from freezing temperatures and predators. But shrinking snow cover could threaten the seals' ability to make these icy lairs, researchers warn.

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The seals need at least 8 inches (20 centimeters) of snow cover to make their shelters. While the mid-winter snowfall rate is expected to increase slightly by the end of the century,?Arctic sea ice?is expected to start forming later in the season. This means that heavy snow falling earlier in the winter will drop into the ocean instead of piling up on the ice, the researchers said.

Drawing on 10 different climate models, the researchers predicted that the area of the Arctic that gets 8-inch accumulations of snow will drop by almost 70 percent during the 21st century. This would significantly reduce the area where?ringed seals?can build sufficient caves. Earlier snowmelts and increased rainfall will also threaten to dissolve the seals' caves before the pups are ready to venture outside on their own, the researchers said.

Ringed seals are currently under consideration for threatened species listing. In fact co-researcher Brendan Kelly of the National Science Foundation was interested in the trend in snow depth because he was contributing to a government report related to the petition to get the ringed seals listed.?

In addition to its importance to the health of ringed seals, the snow cover is also critical to sea-ice thickness, which, in turn, is critical to the livelihoods of animals like?polar bears?and walruses that use the ice as habitat. Since snow is more reflective than ice, it also has a cooling effect on the surface. "So the presence of snow helps sustain the icepack into spring time," Hezel said.

The study was led by researchers at the University of Washington and published Sept. 15 in the journal Geophysical Research Letters.

Follow LiveScience on Twitter?@livescience. We're also on?Facebook?&?Google+.

Source: http://rss.csmonitor.com/~r/feeds/science/~3/fJi5IlXSYXg/Melting-Arctic-snow-threatens-to-leave-seals-out-in-the-cold

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Romney Camp Needed Loan Before Convention (WSJ)

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